Bank Garnishment
Writ of garnishment served on a financial institution under Chapter 77, F.S. Captures non-exempt funds in the account on the date of service. Notice and exemption procedures apply. Read more →
Florida judgment recovery is the post-judgment process of converting a court order into recovered funds. Recovery requires asset location, lien recording under §55.10, garnishment under Chapter 77, writs of execution, and proceedings supplementary under §56.29. Each enforcement tool addresses a specific asset class and exemption profile.
The Florida Judgment Recovery Toolkit
Each tool addresses a specific asset class. Selection depends on what assets exist and which exemptions apply.
Wage Garnishment
Continuing writ of garnishment against an employer for non-exempt wages. §222.11, F.S. protects head-of-family earnings ≤$750/week. Read more →
Judgment Lien
Personal property lien under §55.202 (Department of State filing). Real property lien under §55.10 (county recording). 10-year initial life with renewal available. Read more →
Writ of Execution
Sheriff levy on non-exempt personal or real property. Coordinated with county sheriff civil process division. Public sale of seized property. Read more →
Proceedings Supplementary
Authorized under §56.29, F.S. Reaches fraudulently transferred assets and third-party recipients. Used when the debtor has moved assets to family, businesses, or successor entities. Read more →
Debtor's Examination
Compelled testimony under oath about assets, income, and transfers. Can be combined with document subpoenas. Failure to appear is contempt. Read more →
People Also Ask
What is Florida judgment recovery?
Florida judgment recovery is the legal process of enforcing a money judgment to recover the amount owed. It includes asset location, lien recording, garnishment, writs of execution, and proceedings supplementary — all governed by Florida Statutes Chapters 55, 56, 77, and 222.
How long does Florida judgment recovery take?
Bank garnishment can produce funds within 30-60 days of service if the account holds non-exempt funds. Wage garnishment is ongoing while employed. Real property recovery via judgment lien typically takes 6-18 months. Each case timeline depends on debtor cooperation and asset profile.
Can I recover a judgment without a lawyer?
Some Florida creditors enforce simple cases pro se, but most recovery work involves court filings, formal notice procedures, and exemption hearings. Belua Capital is led by a licensed Florida private investigator and works with retained counsel on filings that require attorney signature.
What percentage of judgments actually get collected?
Industry estimates vary widely — uncollected judgments are common because most creditors stop after entry. With professional enforcement, collectability depends on debtor asset profile, age of judgment, and exemption claims. Cases with viable enforcement paths are accepted; cases without are declined at intake.
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Get Free AssessmentRelated Florida Enforcement Topics
- Collect an unpaid Florida judgment
- No recovery, no fee
- Florida judgment interest rate
- Florida bank garnishment
- Florida wage garnishment §222.11
- Florida judgment lien
- Florida writ of execution
- Proceedings supplementary §56.29
- Florida judgment lifespan
- Stale judgment collection
- Closed business judgment collection
- Sell my Florida judgment
- Florida judgment debtor exam
Last reviewed: April 2026